SolutionsCapital providers
Always know what you’re lending against
Top-performing capital providers in asset-backed finance verify before funding, catch risk earlier, and move capital with confidence on one AI-native platform.
Trusted by:
Key Outcomes
Fund with confidence. Stay ahead of risk.
Prevent fraud and mistakes
Verify borrower collateral, calculations, and reporting against a verified source of truth before you fund.
Stay ahead of portfolio risk
Track performance, concentrations, covenants, and emerging issues across every deal in real time.
Attract the highest-quality borrowers
Make it easier for strong borrowers to work with you through clearer requirements, faster issue resolution, and a more consistent funding process.
HOW IT WORKS
Run your asset-backed finance with greater visibility and control
01
Make decisions from data you can trust
Expert-checked AI standardizes and verifies borrower-provided information so portfolio decisions start from a data foundation you can trust.
Explore Data OS 02
Verify before you fund
Verify calculations, catch compliance issues before funding, and resolve discrepancies with borrowers in one collaborative platform.
Explore Capital OS 03
See portfolio risk and opportunity sooner
Monitor pool composition, delinquency, covenant risk, and more, then use AI to ask questions in plain English across your portfolio.
Explore Insight OS 04
Independent expertise for critical capital markets workflows
Setpoint combines capital markets experts with purpose-built technology to verify collateral, validate calculations, and manage critical workflows.
Explore RolesCLIENTS
Engineered for the most ambitious capital markets teams
Manage every transaction type:
Support any industry sector:
CUSTOMERS
See what a new, AI-native operating standard does for top lenders
Explore all Customer Stories
IMPACTS
The results speak for themselves
$550B+
in annual transaction volume
90%
less manual work
99%
accuracy across the book
FAQ
Need answers?
Setpoint helps banks, credit funds, asset managers, and other capital providers verify what they're lending against and monitor it over time. You confirm collateral, calculations, and reporting against source documents before you fund, then track exposure and performance across every facility from one platform.
Setpoint verifies the underlying data in borrower-provided data tapes, calculations, and funding request before capital moves, and certifies that each asset is pledged only once with PledgeCheck. AI does the repeatable checking and experts review the work, so problems surface before you fund rather than in a later reporting cycle or audit.
No. You can verify submitted data and monitor your portfolio on Setpoint whether or not your borrowers use it. When they do, reviewing submissions and resolving questions in a shared portal gets easier, but the verification and monitoring value is yours from day one.
Unlike generic models, Setpoint's AI is the orchestration layer purpose-built for asset-backed finance. It extracts and standardizes data, checks calculations against credit agreements, monitors your portfolio, and delivers intelligence grounded in your data and your team's unique business logic. Every step is auditable and reviewed by capital markets experts.