CompanyAbout

Asset-backed finance needed a new operating standard. Setpoint built it.

Capital has the power to fund businesses and turn ambition into reality. But it can only do that when the systems behind it are built to support the complexity and scale of today’s market. Setpoint is the new operating standard for asset-backed finance. Our collaborative AI platform brings capital providers and borrowers together around the same verified information. Leading institutions use it to strengthen oversight, reduce risk, and make more informed decisions. Because when capital works better together, ambition goes further.

150+

employees

3

offices

230+

customers

550B+

annual transaction volume

Life at Setpoint

Core Principles

We’re pioneering a credit system where capital works together.

Engineered for both sides

Capital providers and borrowers have always worked in separate systems, from separate numbers. Not anymore.

Experts in command

We build AI that keeps people in control. It handles the heavy lifting and repeatable work so experts can focus on making choices.

The highest standard

In this market, close enough has never been enough. We're raising the bar for how capital operations run.

Clients

The leaders in asset-backed finance run on Setpoint

The world’s top financial institutions use Setpoint to strengthen oversight, reduce risk, and make better decisions across their portfolios.

Ares
Barings
Carvana
City
Figure
Fundbox
Greensky
KKR
MA
Northleaf
Wells Fargo

Join our team. Shape the future of asset-backed finance.

We're looking for engineers, operators, and capital markets specialists who want to radically improve how this market runs. If that's you, let's talk.

Explore Careers

Find out what’s possible when capital works together.

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