Where capital works together
Leading capital providers and borrowers gain speed and accuracy by working together on Setpoint’s collaborative AI platform.
Setpoint is the operating standard for asset-backed finance. Its AI-native platform brings capital providers and borrowers together around verified information and coordinated execution. Leading institutions use Setpoint to reduce risk and make better decisions across $550B+in financed assets.
Platform
Make your asset-backed finance operations a competitive advantage
Verify data, run operations, and make better decisions with one collaborative, AI-native platform.
Explore Platform
Data OS
Verify and standardize data
Extract, standardize, and verify scattered asset and servicer data into a reliable, trusted foundation both parties operate from.
Capital OS
Automate reporting and compliance
Turn credit agreements into governed logic both parties operate from to automate reporting, compliance, and discrepancy resolution.
Insight OS
See risk and opportunity in real-time
Continuously monitor trends and risk across your portfolio, with every insight grounded in verified data and ABF-specific business logic.
Roles
Put Setpoint experts to work for you
Setpoint combines capital markets experts with purpose-built technology to verify collateral, validate calculations, and manage critical workflows.
Customers
See how the world’s most ambitious capital markets teams power their ABF operations with Setpoint
Explore Customer StoriesImpacts
Setpoint by the numbers
$550B+
in annual transaction volume
230+
customers elevating their ABF operations
90%
less manual work
Why Setpoint
When capital works together, ambition goes further
Move from trust to truth
Give borrowers and capital providers the same verified information, so both sides operate from a shared view of what’s true.
AI-native, reviewed by experts
Setpoint’s AI runs on verified data and your unique business logic. Experts review every output, and each one traces to its source.
See risk and opportunity sooner
Standardized and verified data powers your portfolio analytics, so you see opportunities sooner and spot issues before they become losses.
Turn operational excellence into an edge
Operate with greater speed, efficiency, and oversight by automating reporting, compliance, and capital workflows.
where setpoint works
Built for the breadth of asset-backed finance
Setpoint supports capital operations across a wide range of asset classes, transaction structures, and industry sectors.
Handle any asset class:
Residential Real Estate / RMBS
9
Mortgage (Agency, Non-QM)
Bridge loans
RTL
DSCR
Ground up
SFR
HEI / HEA
MSR
Tax liens
Commercial Real Estate / CMBS
6
Triple net lease
Hotels
Office
Multi-family
Industrial
Retail
Consumer Finance
8
Consumer loans
Credit cards
BNPL / Point of sale
Earned wage access
Home improvement
Debt resolution
Student loans
Unsecured and secured
Auto
5
Loans
Leases
Fleet
Floorplan
Rental
Commercial Finance
12
Equipment financing
Account receivables
Factoring
Small business loans
Supply chain finance
ABL
Invoice finance
Merchant cash advance
B2B BNPL
Term loans
Corporate cards
Premium finance
Hard Assets
4
Aircraft and aviation
Retail car and container
Maritime
Chassis
Corporate Loans
3
Direct lending and unitranche
Broadly syndicated
Recurring revenue and venture debt
Esoteric
6
Media finance (music, film, and TV rights)
Whole business
Litigation finance
PACE
Solar
Life settlements
Fund Finance
5
NAV
Subscription and capital call
GP finance
Credit warehouse
Equity commitment letter
Infrastructure
5
Digital infrastructure
Toll roads
Bridges
Airports
Telecom