PlatformInsight OS
AI-powered portfolio intelligence purpose-built for asset-backed finance
See risk and opportunity sooner, ask questions in plain language, and surface insights before you think to ask.
HOW IT WORKS
Turn trusted portfolio data into answers you can act on
01
Trusted Foundation
Ground every answer in your portfolio
Setpoint standardizes and verifies your data, definitions, and calculations so every insight reflects how your business actually operates.
Explore Data OS 02
Faster Investigation
Ask anything in plain language
Proactively track changes across cohorts, assets, and facilities to see what’s driving performance.
03
From Insight to Action
Turn analysis into decision ready reporting
Share intelligence with capital partners, investors, and internal teams — without rebuilding the work.
Know where you stand across every facility.
Stay ahead of compliance risk
Track collateral and financial performance against covenants and triggers to catch issues before they escalate.
Answer capital provider questions faster
Ask questions in plain language to surface answers on pool composition, stratifications, and performance trends from verified portfolio data.
Deliver decision-ready reporting
Deliver reliable asset- and investment-level reporting to capital providers, investors, and internal teams.
See risk sooner. Understand performance faster.
Identify risk sooner
Track changes across assets, facilities, and borrowers to identify risk before they become losses.
Proactively monitor covenant compliance
Track changes across facilities as portfolio data updates, so you can investigate potential breaches earlier.
Get to the answer faster
Give investment committees, risk teams, and LPs one consistent, verified view of portfolio performance.
Insight OS by the numbers
95%
of reporting automated with Setpoint
99%
reporting accuracy across customers
90%
less manual work
Trusted by
FAQ
Need answers?
Insight OS is Setpoint’s portfolio intelligence layer for asset-backed finance. It turns verified portfolio data into ongoing monitoring, plain-language answers, and investor-ready reporting so capital providers and borrowers can see what’s changing and act earlier.
Insight OS monitors the metrics that matter to you, like delinquency, prepayment, pool factor, and covenant and trigger status, across your portfolio. As new portfolio data arrives, it flags meaningful changes and points to what’s driving them, so you can act before your next reporting cycle.
Insight OS is built on a trusted foundation of your standardized and verified data. It has your business definitions and calculations encoded, so every insight reflects how your business actually operates. Ask anything in plain language and get a reliable, auditable answer in seconds. AI proactively tracks changes across your portfolio and flags important movements, and helps you turn investor reporting into a quick, repeatable workflow.
Insight OS runs on your standardized, verified portfolio data, along with your team's metric definitions and calculation rules. That governed foundation gives Insight OS consistent context for monitoring and analysis.
Capital providers and borrowers. Providers track risk and performance across the portfolio and answer their own stakeholders. Borrowers answer capital provider questions, report to investors, and prove performance over time.