Capital OSAsset Allocator
Maximize borrowing capacity across your portfolio
Manual allocation leaves borrowing capacity unused. Replace it with an engine that optimizes your assets across every facility.
HOW IT WORKS
Make smarter allocation decisions before capital moves
01
Optimal Allocation
Optimize across every facility at once
Draw maximum capital while staying compliant. Asset Allocator considers every deal, eligibility criterion, concentration limit, and advance rate simultaneously.
02
Confident Decisions
Model scenarios before you commit
Test new facilities, proposed terms, objectives, or concentration limits before they go live. Run each scenario in minutes.
03
Audit-Ready Results
See why every asset lands where it does
See the diagnostics, constraints, and asset-level logic behind every allocation, so you can understand and explain the result.
USE CASES
Make allocation a strategic lever
Draw more from what you hold
Manual allocation can leave borrowing capacity unused. Run scenarios in minutes to capture leverage your old process may miss.
Model new deals and renewals before you sign
See how proposed terms affect borrowing capacity, concentrations, and allocations across existing facilities before you commit.
Make allocation a capability your team can scale
Turn allocation logic into a repeatable, auditable process your team can run without relying on a single person.
The results speak for themselves
2 to 3 pts
more debt drawn
65 bps
annualized savings
<1 hr
per allocation cycle
FAQ
Need answers?
Asset Allocator is an allocation engine for borrowers, and part of Setpoint’s collaborative AI platform for asset-backed finance. It optimizes borrowing capacity across every facility at once, in minutes, and is built for teams managing two or more facilities.
A spreadsheet gives you one configuration, built by hand, one facility at a time. Asset Allocator solves your entire portfolio at once, returns the optimal allocation for your objectives, and runs fast enough to compare scenarios instead of settling for the first one that meets your compliance requirements.
Yes. Your concentration limits, eligibility criteria, and advance rates go in as hard constraints, so every allocation the engine delivers is compliant by design.
Yes. Run proposed terms through Asset Allocator and see how they would change capacity and concentration across your existing deals, before you agree to anything.